Bushfire7 min readApril 2026

Bushfire Attack Level (BAL) Ratings: What NSW Homeowners Need to Know

From BAL-LOW to BAL-FZ — how your property's rating is determined, what construction requirements apply, and when you need a full AS 3959 assessment.

BALAS3959BushfireNSW RFS

If you own or are buying a property in a NSW bushfire-prone area, you will almost certainly encounter the term BAL — Bushfire Attack Level. It determines what construction requirements apply to your property and has significant implications for building, renovating, insuring and selling.

What is a BAL?

A Bushfire Attack Level (BAL) is a measure of the potential severity of a building's exposure to ember attack, radiant heat and direct flame contact from a bushfire. It is determined under AS 3959:2018 and used to specify construction requirements for buildings in bushfire-prone areas.

The Six BAL Levels

BAL LevelRiskPrimary ThreatKey Construction Trigger
BAL-LOWInsufficientEmbersNo specific AS 3959 requirements
BAL-12.5LowEmber attackNon-combustible sarking, vent covers, gutters
BAL-19ModerateEmbers + radiant heatToughened glazing, screened sub-floor
BAL-29HighEmbers + flames + heatBAL-rated window/door assemblies
BAL-40Very HighFlame contact + extreme heatMasonry/steel construction
BAL-FZExtremeDirect flame contactSpecialist engineering — may be prohibited

How is BAL Determined?

BAL is determined by assessing four factors against AS 3959:2018 Table 2.4: the Fire Danger Index (FDI) for the region, the type of surrounding vegetation, the slope of the land under the vegetation, and the distance from the building to the vegetation.

What Construction Does Your BAL Require?

Each BAL level triggers progressively more stringent construction requirements under AS 3959:2018. At BAL-12.5, the focus is ember protection. At BAL-19, toughened glazing and screened sub-floors are required. At BAL-29, entire window and door assemblies must be BAL-rated. At BAL-40 and above, standard construction methods are inadequate and specialist products and engineering are required.

When Do You Need a Formal BAL Assessment?

A formal BAL assessment by a suitably qualified person is required for any development application in a mapped NSW bushfire-prone area. It is not optional and cannot be replaced by a self-assessment tool. If your property is mapped as bushfire-prone and you are planning any development — new construction, additions, secondary dwellings — you need a formal BAL assessment before lodging your DA.

Start with a Preliminary Check

Before engaging a formal assessor, use the BAL-EZ Self-Assessment Kit to get an indicative result. This helps you understand your likely BAL, brief your designer and budget for construction requirements before spending on a formal assessment.

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